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We offer a simple, straightforward variable rate loan, secured against assets. Benefit from rates that reflect the risk level of the business - the lower the risk, the lower the rate.
We target making a credit decision in 3 working days and having money in a customer’s account within 6 weeks.
Repayments to suit business needs over the term of the loan.
No hidden costs & help to secure the lowest possible rate
From banking experts to tech visionaries, at Atom we’ve created a dedicated team that’s determined to give you the best end-to-end journey possible.
With a credit decision in days, you can borrow from £25,001 to £3 million, and repay the loan over a maximum period of 25 years. Competitive rates and no early repayment charges.
Our lending isn’t limited to bricks and mortar security. We can secure the loan on a range of assets and typically offer an LTV up to 75%. We offer flexible terms, but need proof of affordability.