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We offer a simple, straightforward variable rate loan, secured against assets. Benefit from rates that reflect the risk level of the business - the lower the risk, the lower the rate.
We target making a credit decision in 3 working days and having money in a customer’s account within 6 weeks.
Repayments to suit business needs over the term of the loan.
No hidden costs & help to secure the lowest possible rate
From banking experts to tech visionaries, at Atom we’ve created a dedicated team that’s determined to give you the best end-to-end journey possible.
With a credit decision in days, you can borrow from £100,000 to £5 million, and repay the loan over a maximum period of 25 years. We offer competitive rates and no early repayment charges.
We offer flexible loans against bricks and mortar, and goodwill in certain situations. Typically, we can offer an LTV up to 75%.