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For intermediaries only
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Faster

We’ll work to get money into customers’ accounts within 6 weeks of a credit approval

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Transparent

Simple products, no hidden costs and open-book decisions

Low Cost

Competitive interest rates and uncomplicated fees

Lending

Lending of the past
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1.

Meet the bank manager at their convenience

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2.

Send in any info they need

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3.

Yawn! Fill in a looooong form to identify and verify details

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4.

Bank manager assesses his own spreadsheet model

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5.

Credit department assess the recommendation

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6.

Start again! Credit department make their own recommendation

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7.

May need credit committee approval

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8.

Credit decision in 2-3 weeks*

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9.

Legal process starts, and drags on, and on, and on...

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10.

Funds finally transferred

End to end process

around 3 months*

*based on experience.

Lending of the future
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1.

Fill in our short and tailored application form

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2.

We identify your customer and verify their details

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3.

We'll assess the application and share the highlights with you including the financial analysis

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4.

No to-and-fro.... one small team that assesses applications

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5.

Fast credit decision

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6.

Where permitted and agreed by the customer, we’ll use the same law firm as them to help speed up the legal process

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7.

Funds quickly transferred into customers' account

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8.

Spin around in your office chair stroking a cat like a Bond villain

End to end process

around 6 weeks*

*we'll do our best to hit these target times, but they can't be guaranteed.